February 2026 – In a global environment where saturated markets are seeking efficiency and scalability, the financial corridor between the US and Latin America has evolved into a high-priority strategic integration. Auxadi, a global professional services firm with a 45-year track record, alongside ApexBrasil, ProChile, and ProColombia, presents the White Paper: “Fintech Payments: Regulation and Opportunities for US Companies in Latam.”
The thesis: innovation born from a “blue ocean”
The report reveals that the Fintech sector in LATAM did not emerge to compete with traditional banking but to fill a structural void. With growth exceeding 300% and more than 3,000 active companies, the region has shifted from replicating external models to exporting global lessons in financial inclusion and digital payment systems.
Roadmap of key markets: Brazil, Chile, and Colombia
· Brazil: a technological powerhouse with over 1,200 fintechs. Its Pix infrastructure is now a global benchmark, supported by a Central Bank leading the way in regulatory modernization and sandboxes.
· Chile: a regional validation hub with a banking penetration rate exceeding 90%. Its Fintech Law stands out for a modular framework that provides maximum legal certainty for investors.
· Colombia: a market that already outperforms traditional banking in profitability metrics, solidifying its position as a top recipient of FDI from the US and Asia.
“The strategic error would be to view LATAM as a late replica of the US. The region skipped development stages and now offers AI and Embedded Finance solutions that are surprisingly transferable to developed economies,” says Manrique Blen, LATAM Regional Director at Auxadi.
Mitigating operational friction
To ensure corporate governance within this corridor, Auxadi acts as a strategic partner from its Miami headquarters, one of its three global hubs alongside Madrid and Amsterdam. Through a single point of contact and advanced technology, the firm protects asset value by managing Accounting, Tax Compliance, Payroll, Transfer Pricing, and Corporate Legal Services across 50 jurisdictions, eliminating administrative barriers for over 1,700 international clients.
Access the report The complete White Paper is available download for free here.
About Auxadi
Founded in 1979, Auxadi is a leading firm in value-added outsourcing for multinationals. With a structure of 26 owned offices (14 of which are in the Americas) and a presence in 50 jurisdictions, the company specializes in facilitating the international expansion of funds and corporate investors. Through its proprietary technology platform (MySPV), it integrates financial and labor management under a unified compliance model, serving as the strategic partner for operational security in the US-LATAM-Europe corridor.
For more information about Auxadi, please visit: www.auxadi.com
